Singapore’s Workfare Income Supplement (WIS) provides additional cash and CPF contributions as a reward for low-wage workers who remain in their jobs. The maximum annual payout for work done in 2025 is S$3,267 in the next year, thus marking the highest level ever. The generosity of the scheme will benefit many families who will get help with their day-to-day expenses.
This change is of utmost importance at this time. Lately, increases in salary for the lowest-paid jobs are just snail-paced while the cost of living is still the same, thus, the larger WIS payment rewards people for their commitment to working and really adds up to bank accounts and retirement savings in the year of 2026.
What Workfare Income Supplement Really Is
WIS is a government bonus paid to Singapore citizens aged 30 and above (or any age for persons with disabilities) who earn low to moderate wages.
It comes partly as cash and partly as extra CPF contributions.
The New Higher Maximum in 2026
The maximum WIS amount was raised from 1 January 2025. Workers who qualify fully in 2025 will be given a total of S$3,267 in the year 2026 (distributed in cash + CPF top-up).
This is around 17% increase from the previous ceiling amount.
Who Can Get It
You must be a Singapore citizen, earn an average monthly income of up to S$3,000 (from 2025 onwards), and work consistently for at least 3 months in the year.
Employees get it automatically; self-employed must declare income and pay MediSave.
How the Payout Is Split
Older workers receive a bigger share as cash. Younger workers get more in CPF for long-term savings.
The exact split depends on age and income level.
Maximum WIS Amounts by Age (2025 work → 2026 payout)
| Age Group | Maximum Annual Payout | Cash Portion (approx.) | CPF Top-Up Portion (approx.) |
|---|---|---|---|
| 30–34 years | S$2,450 | Lower | Higher |
| 35–44 years | S$3,500 | Balanced | Balanced |
| 45–59 years | S$4,200 | Higher | Lower |
| 60 years & above | S$4,900 | Highest | Lower |
| Persons with Disabilities | Up to S$4,900 | Higher | Lower |
Payment Timing in 2026
WIS for work done in 2025 is paid out in 2026 — usually in quarterly or annual instalments.
Notifications arrive by SMS or letter; cash is credited to bank accounts linked to PayNow-NRIC.
Extra Good News for Self-Employed
Self-employed Singaporeans also qualify for about two-thirds of the employee amount if they pay their MediSave contributions on time.
The higher Workfare Income Supplement ceiling of up to S$3,267 in 2026 is a meaningful boost for lower-wage workers, giving both immediate cash and stronger retirement savings.
Log in to the CPF website or check your Workfare status today to see your estimated payout for 2025 work. Make sure your bank details are updated with PayNow-NRIC so the money arrives smoothly in 2026. Keep working steadily — every month counts toward this helpful support!